Nursing Home Employment Practices Liability Insurance (EPLI) and board member coverage.

Why you need it:

Nursing homes are responsible for employing a large number of people, including nurses, assistants, and other staff members. This makes them vulnerable to claims of employment practices violations such as discrimination, harassment, wrongful termination, and retaliation. Board members of nursing homes can also be held liable for their decisions and actions that may result in harm to employees or the organization.

EPLI and board member coverage can protect nursing homes and their board members from financial losses resulting from employment practices claims and lawsuits.

What it covers:

EPLI covers claims and lawsuits related to employment practices violations, including:

Board member coverage protects board members from lawsuits arising from their decisions and actions, including:

  • Breach of fiduciary duty
  • Negligence or errors in judgment
  • Failure to follow legal or regulatory requirements
  • Mismanagement or misuse of company funds
  • Whistleblower Retaliation

Cases where it paid out:

Here are some examples of cases where EPLI and board member coverage paid out in nursing home settings:

Top 10 carriers: (Call 972-800-6670 For Quotes & Questions)

Here are the top 10 carriers for EPLI according to Business Insurance’s 2020 rankings:

  1. Chubb
  2. Hiscox
  3. Travelers
  4. Nationwide
  5. AIG
  6. Zurich
  7. CNA
  8. The Hartford
  9. AXA XL
  10. Liberty Mutual

Tips on how to pick the right one:

When selecting an EPLI and board member coverage provider for your nursing home, consider the following: